Safe Kid – Auto Insurance

Get The Facts: Protecting the Child Passenger & Your Pocket Book

There are reasons why air bags, seat belts and other car safety devices are so important! Let me explain something to you real quick. The NHTSA (which is highway safety) explained what happened to an unbelted passenger during a car accident. Its hits you right where it should, it’s graphic but this information can save lives.

#1 When the car hits, the vehicle will stop in one-tenth of a second after the vehicle has hit something.

#2 When the crash force hits the unsafe passenger against the inside of the car, this always causes injury

#3 Inside the passenger organs and skeletal structures will hit each other causing eternal damage.

Now as you know if this we’re a child they are smaller and more vulnerable in car accidents. As graphic as it sounds, if they are unbelted you can imagine that a small body of child will bounce around the car with much more force than a full bodied adult. This is why its so absolutely important that you place a kid/child in a vehicle and take special precautions even if your going down the road.

The precautions are as so:

You should considered the fact that placing a child in the front seat is much more dangerious for a child. The Admins for Highway safety describes that side airbags places a huge risk for children during an accident.

Always place children in the back seat, with their restrains in order. Make sure they fit the safety devices and always switch out when they get too big for their current devices.

Car Seats: For Toddlers

The NHTSA says that infants & small children that are less than 20 pounds should be placed in a locked car seat.

Boosting for mid/young children:

Some children may be too big for a car seat but still too small for seat belts, and these children should ride in booster seats. at least 35 inches tall, and weighing between 40 and 80 lbs.

Seat Belts:

Eventually your children will graduate to seat belts. It’s your responsibility as a parent to set a good example by always using your own belt and by instructing a child how to use theirs. By keeping yourself & your children safe you really do care for yourself and others. Not only that but when it comes to your Insurance rates if you we’re found that you didn’t take caution and set your children up for safety you could be charged with higher rates if your insurance companies ever found that you we’re not taking pre-caution.

But on the other hand, by using these tips you can save money! If you we’re ever to have an accident and it wasn’t your fault. Some insurance companies will look and see if everyone was wearing their seat belt and if they see you took every safety pre-caution you could get out of having your rates increased, as well in some cases will decrease because they see you take pre-caution. So be sure to take all these tips very seriously and you will avoid serious injury and insurance hikes!

Safe Kid – Auto Insurance